When we think about the world of decentralized finance (DeFi), we usually think of cutting-edge fintech startups working on open blockchain projects. Conversely, when we think of traditional finance, we usually think of large financial institutions that work with closed and proprietary technologies and data. …

Dynamic and challenging year of FOMO and YOLO to NOMO in the Markets Although fintech as a category has been around for quite some time, it seems like the industry continues to grow every year. This is different from traditional financial services and the broader economy. And 2022 was no…

The past couple of years have been the most turbulent times in recent memory. That’s saying something for a generation that has overcome one of the worst recessions in human history. Even before the world could recover from the tragic deaths of millions of people due to the pandemic, the…

When we talk about fintech, we’re frequently discussing how the industry is disrupting traditional banking. And is there any technology that’s more disruptive than cryptocurrencies? Although it hasn’t fully replaced our banking system, cryptocurrencies have long offered an alternative way to conduct commerce. But that’s just the tip of the…

I recently moderated a panel on “Inclusive Growth in a Digital Era: Priorities for the Future” during Financial Inclusion Week, powered by the Center for Financial Inclusion in which senior executives shared their insights in a lively conversation. …

The youth of every generation is the most curious group of consumers. They’re more likely to try new things and be open to new experiences. They’re also easily enamored by the promises of a quick buck offered by high-risk investments. Sure, they stumble, falter, and fall, but many succeed. Take…

Gen Z gets a lot of flack over the state of their finances, often unfairly. The truth, however, is that Gen Z is huge, making up more than 1/4th of the entire workforce by 2025. And with that comes significant economic power and influence. …

Imagine this. You enter a Whole Foods store to shop for your weekly or monthly groceries. …

Let’s face it: The lending process for most personal loans is often arduous and burdensome. Traditional financial institutions are often extremely risk averse, resulting high denial rates for most Americans. …